These new rules will apply to a legally binding contract for sale made on or after the 6th April 2020.…
Remortgage Specialist Solicitor
If you’re looking to remortgage either your home or buy to let property, our experienced conveyancing team can guide you through the process. Our remortgage team have helped thousands of people remortgage. Our aim is to make the conveyancing process as simple and stress-free as possible.
Remortgaging is when you change the mortgage on your property by moving to a new lender. Our solicitors can help whether you’re remortgaging to get a better deal or borrow more money. It may also be that your circumstances have changed (because of divorce, relationship breakdown or marriage for instance).
We have extensive experience working with banks, building societies and other specialist mortgage lenders, so we know how they work. Remortgage using us and you’ll benefit from:
- Fixed fees with no hidden costs
- Experienced and knowledgeable remortgage solicitors
- Regular updates by phone and email
- Clear advice that’s practical and easy to understand
- A prompt and reliable service
Above all we aim to make your remortgage stress-free, without the legal jargon and working to your timescales.
There are three key areas that are important to know about and understand
Signing the mortgage deed
Some lenders require you to sign your mortgage deed in front of a solicitor. Any local solicitor can witness this, though some may charge a small fee. You will need to take photographic proof of identity with you.
Confirming the details
When we receive your mortgage offer, we’ll send you the details and conditions of your mortgage. It is important that you read these in detail and ask your lender or Introducer if you are unsure about any of these conditions.
Receiving your funds
Once the transaction has been completed, we will forward any remaining balance to you. This will be net of any fees, disbursements and VAT that have been incurred during the process
With regards to the redemption figure (the final figure to settle your previous mortgage including all charges and interest), we’ll assume the figure we receive from your existing lender is correct. We have no way of checking these figures or know whether any penalty or added interest is justified. If you are in any doubt, then you must ask the lender directly to check their figures before completion.
In any case, you should never cancel any standing order or direct debit to your lender until we confirm the loan has been cleared and any charges have been paid in full.
What our clients say
Friendly and honest advice and felt very supported throughout every step of my house buying journey.
Miss L. Norfolk
The stresses and strains of conveyancing are a daily occurrence for you and your team Steve. For people buying and selling their homes it is a rarer occurrence and even though we experience the ups and downs of the process it is all the more pleasurable when it comes together like where we are now. That’s down to dealing with you, your expertise, your experience and the R&N team you have around you.
Mr & Mrs A
Calm, clarity and competence – the qualities that make you feel your project is in good hands.
Mr W. / Norwich
Stephen was extremely professional throughout the process and kept us informed at every stage. Stephen made the house selling/buying process as stress-free as it could be.
Mr B. / Norfolk
Vikki was proactive and helpful throughout the process and at the same time, showed patience and compassion (the sale was as a result of bereavement). She kept me informed throughout and only contacted me when it was necessary.
I have already recommended Rogers & Norton to colleagues and friends. In my experience, they are the best solicitors in the area and their people are a true asset.
Ms W. Norwich
Towards the end it was extremely stressful yet Michele kept me informed and made every phone call she could to try and push things a long. Her knowledge with the areas of Forced Help to Buy I found impressive as well, as our buyers were using that and their solicitor was quite difficult!
Ms B. Suffolk
Vikki was very responsive to all communications
I was very impressed with the professional service offered by Stephen Palmer and Rogers and Norton. Buying my first home was a daunting experience but the process was made a lot more straightforward by using Rogers and Norton. I was kept up to date at al times. Documents were clear and easy to read and my queries were always answered promptly whether by phone or email. There were no delays in the house buying process caused by Rogers and Norton and I would use them again and recommend to others. Thank you very much!
Mrs P. - Wolverhampton
I have to say out of all the solicitors dealing with the purchases you have been by far the best.
This is the second time we have used the company the first time Steven Clarke dealt with our house purchase which is why we came back to Rogers and Norton however, Vikki will be the reason we will use the company again!
Mr & Mrs H, Norwich
Efficiency of the service & communicating with me in the way I wanted to be.
Mr T. Dereham
Hannah was great to deal with; patient in answering my questions even if things weren’t going smoothly.
Mr U / Birmingham
Lauren Golder was excellent. Always prompt in reply to any questions and in dealing with the conveyancing process. It felt that Lauren was concerned to get the best and speediest outcome for us personally rather than just going through due legal process, that has not always been the case with other solicitors and other house moves. It made a big difference and we cannot thank her enough.
Mr T. / Norwich
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