If you’re looking to remortgage either your home or buy to let property, our experienced conveyancing team can guide you through the process. Our remortgage team have helped thousands of people remortgage. Our aim is to make the conveyancing process as simple and stress-free as possible.
[button text=”Click here for a competitive remortgage quote” url=”https://rogers-norton.co.uk/personal-services/conveyancing/house-remortgage-conveyancing-quote/” new_window=”false”]
Remortgaging is when you change the mortgage on your property by moving to a new lender. Our solicitors can help whether you’re remortgaging to get a better deal or borrow more money. It may also be that your circumstances have changed (because of divorce, relationship breakdown or marriage for instance).
We have extensive experience working with banks, building societies and other specialist mortgage lenders, so we know how they work. Remortgage using us and you’ll benefit from:
- Fixed fees with no hidden costs
- Experienced and knowledgeable remortgage solicitors
- Regular updates by phone and email
- Clear advice that’s practical and easy to understand
- A prompt and reliable service
Above all we aim to make your remortgage stress-free, without the legal jargon and working to your timescales.
There are three key areas that are important to know about and understand
Signing the mortgage deed
Some lenders require you to sign your mortgage deed in front of a solicitor. Any local solicitor can witness this, though some may charge a small fee. You will need to take photographic proof of identity with you.
Confirming the details
When we receive your mortgage offer, we’ll send you the details and conditions of your mortgage. It is important that you read these in detail and ask your lender or Introducer if you are unsure about any of these conditions.
Receiving your funds
Once the transaction has been completed, we will forward any remaining balance to you. This will be net of any fees, disbursements and VAT that have been incurred during the process
With regards to the redemption figure (the final figure to settle your previous mortgage including all charges and interest), we’ll assume the figure we receive from your existing lender is correct. We have no way of checking these figures or know whether any penalty or added interest is justified. If you are in any doubt, then you must ask the lender directly to check their figures before completion.
In any case, you should never cancel any standing order or direct debit to your lender until we confirm the loan has been cleared and any charges have been paid in full.
[button text=”Click here for a competitive remortgage quote” url=”https://rogers-norton.co.uk/personal-services/conveyancing/house-remortgage-conveyancing-quote/” new_window=”false”]